Singapore stamp duty,
worked out in seconds.
Calculate Buyer's Stamp Duty, ABSD and Seller's Stamp Duty on HDB, condo and landed property. Rates verified against IRAS, with every dollar shown.
Show the BSD working
| $0 to $180,000 | 1% | $1,800 |
| $180,000 to $360,000 | 2% | $3,600 |
| $360,000 to $1,000,000 | 3% | $19,200 |
| $1,000,000 to $1,500,000 | 4% | $20,000 |
Free for sellers. No cut of your sale, no paid placement.
Estimates only, for the higher of price or market value. Rates verified against IRAS on 2026-07-12. Always confirm with IRAS (ABSD rates). This tool does not account for reliefs, remissions or refunds.
How Singapore stamp duty works
There are three property stamp duties. Buyers pay Buyer's Stamp Duty (BSD) on every purchase, plus Additional Buyer's Stamp Duty (ABSD) depending on their profile and how many homes they own. Sellers pay Seller's Stamp Duty (SSD) only if they sell within the holding period. All three are charged on the higher of the price or market value.
ABSD rates (residential, from 27 Apr 2023)
| Buyer profile | 1st property | 2nd property | 3rd or more |
|---|---|---|---|
| Singapore Citizen | 0% | 20% | 30% |
| Singapore PR | 5% | 30% | 35% |
| Foreigner | 60% (any residential property) | ||
| Entity / company | 65% (any residential property) | ||
SSD rates (residential)
On or after 4 Jul 2025 (4-year window): 16% within 1 year, 12% in year 2, 8% in year 3, 4% in year 4, nil thereafter. Bought 11 Mar 2017 to 3 Jul 2025 (3-year window): 12% / 8% / 4%.
Sources: IRAS BSD, IRAS ABSD, IRAS SSD. This calculator gives estimates and does not account for reliefs, remissions or refunds; confirm your figures with IRAS or your conveyancing lawyer.
Frequently asked questions
How much is Buyer's Stamp Duty (BSD) in Singapore?
BSD is charged on a tiered basis on the higher of the purchase price or market value. For residential property (rates from 15 Feb 2023): 1% on the first $180,000, 2% on the next $180,000, 3% on the next $640,000, 4% on the next $500,000, 5% on the next $1,500,000, and 6% on any amount above $3,000,000. As a quick reference, BSD on a $1,000,000 home is $24,600. Non-residential property tops out at 5%.
What are the current ABSD rates?
Additional Buyer's Stamp Duty applies to residential property only. From 27 Apr 2023: a Singapore Citizen pays 0% on a first property, 20% on a second, and 30% on a third or subsequent. A Singapore PR pays 5% / 30% / 35%. Foreigners pay a flat 60% on any residential purchase, and entities pay 65%. ABSD is on top of BSD.
How does Seller's Stamp Duty (SSD) work after the July 2025 change?
SSD is a flat rate on the sale price (or market value, whichever is higher) if you sell within the holding period. For residential property bought on or after 4 Jul 2025 the holding period is 4 years, with rates of 16% (within 1 year), 12% (1 to 2 years), 8% (2 to 3 years) and 4% (3 to 4 years); no SSD after 4 years. For property bought between 11 Mar 2017 and 3 Jul 2025 the window is 3 years at 12% / 8% / 4%.
Do I pay stamp duty on an HDB flat?
Yes. BSD is payable on every Singapore property purchase, HDB or private. ABSD depends on your profile and how many residential properties you already own. HDB upgraders selling one flat to buy another are often granted ABSD remission upfront, subject to disposing of the first flat within the required window.
When is stamp duty payable?
BSD and ABSD must be paid within 14 days of signing the contract or agreement (30 days if it is signed overseas). SSD must be paid within 14 days of the sale contract. Stamp duty is an upfront cost and cannot be deferred.
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