How floor level changes the price
3-Room units on higher floors (31 TO 33) trade at a median of S$830,000, while lower floors (01 TO 03) sit at S$360,000. That is a 131% premium for height in this segment.
| Floor band | Median price | Sales |
|---|---|---|
| 01 TO 03 | S$360,000 | 167 |
| 04 TO 06 | S$371,000 | 203 |
| 07 TO 09 | S$390,000 | 178 |
| 10 TO 12 | S$405,500 | 146 |
| 13 TO 15 | S$535,000 | 56 |
| 16 TO 18 | S$459,000 | 41 |
| 19 TO 21 | S$735,000 | 5 |
| 22 TO 24 | S$768,000 | 5 |
| 25 TO 27 | S$798,000 | 5 |
| 31 TO 33 | S$830,000 | 5 |
How flat age changes the price
Comparing per-square-metre value strips out unit size. 3-Room flats built in the 2020s trade at S$11,912 psm, against S$5,588 psm for 1960s stock. Newer flats carry more remaining lease, which the market prices in.
| Built | Median per sqm | Sales |
|---|---|---|
| 1960s | S$5,588 psm | 119 |
| 1970s | S$5,588 psm | 417 |
| 1980s | S$6,940 psm | 119 |
| 2010s | S$11,143 psm | 59 |
| 2020s | S$11,912 psm | 99 |
Prices by flat model
Most 3-room resales in Toa Payoh are Improved flats (489 sales, median S$370,888). Model A units command the top of the range at S$775,000.
| Model | Median price | Sales |
|---|---|---|
| Improved | S$370,888 | 489 |
| Model A | S$775,000 | 218 |
| Standard | S$340,000 | 76 |
| New Generation | S$440,000 | 27 |
| Simplified | S$647,500 | 6 |
Most-traded blocks
The blocks with the most 3-room resale activity give the clearest read on what buyers are actually paying, because each has enough sales to form a reliable median.
| Block | Median price | Sales |
|---|---|---|
| 195 KIM KEAT AVE | S$338,000 | 28 |
| 118A ALKAFF CRES | S$810,000 | 25 |
| 116 LOR 2 TOA PAYOH | S$410,000 | 17 |
| 101A BIDADARI PK DR | S$826,500 | 16 |
| 13 LOR 7 TOA PAYOH | S$330,000 | 15 |
| 26 TOA PAYOH EAST | S$357,500 | 14 |
| 12 LOR 7 TOA PAYOH | S$355,000 | 14 |
| 263 TOA PAYOH EAST | S$739,000 | 14 |
Source: HDB resale transaction records. Medians shown for blocks with the most recent sales.
Frequently asked questions
How much does a 3-room HDB flat cost in Toa Payoh?
The median 3-room HDB resale price in Toa Payoh is S$390,000, based on 819 recent transactions. Prices range from S$280,000 to S$945,000 depending on floor level, remaining lease, flat model, and exact block.
Does floor level affect 3-room prices in Toa Payoh?
Yes. 3-Room flats on higher floors (31 TO 33) sell for a median of S$830,000, versus S$360,000 on lower floors (01 TO 03). That is a 131% premium for height.
Are newer 3-room flats in Toa Payoh more expensive?
Per square metre, 3-room flats from the 2020s trade at S$11,912 psm, compared with S$5,588 psm for 1960s stock, a 113% premium for the longer remaining lease.
Which blocks have the most 3-room resale activity in Toa Payoh?
Over the recent window, 195 KIM KEAT AVE recorded the most 3-room resales (28), at a median of S$338,000. Block-level medians vary with floor, unit size, and lease.