How floor level changes the price
3-Room units on higher floors (34 TO 36) trade at a median of S$781,944, while lower floors (01 TO 03) sit at S$360,000. That is a 117% premium for height in this segment.
| Floor band | Median price | Sales |
|---|---|---|
| 01 TO 03 | S$360,000 | 173 |
| 04 TO 06 | S$372,000 | 201 |
| 07 TO 09 | S$389,444 | 176 |
| 10 TO 12 | S$405,000 | 155 |
| 13 TO 15 | S$443,944 | 52 |
| 16 TO 18 | S$459,000 | 41 |
| 19 TO 21 | S$731,000 | 6 |
| 22 TO 24 | S$769,444 | 6 |
| 25 TO 27 | S$798,000 | 5 |
| 31 TO 33 | S$807,500 | 6 |
| 34 TO 36 | S$781,944 | 6 |
How flat age changes the price
Comparing per-square-metre value strips out unit size. 3-Room flats built in the 2020s trade at S$12,059 psm, against S$5,633 psm for 1960s stock. Newer flats carry more remaining lease, which the market prices in.
| Built | Median per sqm | Sales |
|---|---|---|
| 1960s | S$5,633 psm | 125 |
| 1970s | S$5,597 psm | 426 |
| 1980s | S$6,940 psm | 125 |
| 2010s | S$11,013 psm | 67 |
| 2020s | S$12,059 psm | 83 |
Prices by flat model
Most 3-room resales in Toa Payoh are Improved flats (504 sales, median S$372,000). Model A units command the top of the range at S$762,500.
| Model | Median price | Sales |
|---|---|---|
| Improved | S$372,000 | 504 |
| Model A | S$762,500 | 212 |
| Standard | S$342,000 | 77 |
| New Generation | S$436,000 | 30 |
| Simplified | S$647,500 | 6 |
Most-traded blocks
The blocks with the most 3-room resale activity give the clearest read on what buyers are actually paying, because each has enough sales to form a reliable median.
| Block | Median price | Sales |
|---|---|---|
| 195 KIM KEAT AVE | S$338,000 | 25 |
| 118A ALKAFF CRES | S$810,000 | 25 |
| 116 LOR 2 TOA PAYOH | S$410,000 | 17 |
| 263 TOA PAYOH EAST | S$739,000 | 16 |
| 101A BIDADARI PK DR | S$826,500 | 16 |
| 173 LOR 1 TOA PAYOH | S$355,888 | 15 |
| 13 LOR 7 TOA PAYOH | S$340,000 | 15 |
| 262 TOA PAYOH EAST | S$735,000 | 15 |
Source: HDB resale transaction records. Medians shown for blocks with the most recent sales.
Frequently asked questions
How much does a 3-room HDB flat cost in Toa Payoh?
The median 3-room HDB resale price in Toa Payoh is S$388,888, based on 832 recent transactions. Prices range from S$280,000 to S$945,000 depending on floor level, remaining lease, flat model, and exact block.
Does floor level affect 3-room prices in Toa Payoh?
Yes. 3-Room flats on higher floors (34 TO 36) sell for a median of S$781,944, versus S$360,000 on lower floors (01 TO 03). That is a 117% premium for height.
Are newer 3-room flats in Toa Payoh more expensive?
Per square metre, 3-room flats from the 2020s trade at S$12,059 psm, compared with S$5,633 psm for 1960s stock, a 114% premium for the longer remaining lease.
Which blocks have the most 3-room resale activity in Toa Payoh?
Over the recent window, 195 KIM KEAT AVE recorded the most 3-room resales (25), at a median of S$338,000. Block-level medians vary with floor, unit size, and lease.