How floor level changes the price
3-Room units on higher floors (34 TO 36) trade at a median of S$808,000, while lower floors (01 TO 03) sit at S$360,000. That is a 124% premium for height in this segment.
| Floor band | Median price | Sales |
|---|---|---|
| 01 TO 03 | S$360,000 | 174 |
| 04 TO 06 | S$372,500 | 194 |
| 07 TO 09 | S$388,000 | 169 |
| 10 TO 12 | S$398,500 | 154 |
| 13 TO 15 | S$440,944 | 54 |
| 16 TO 18 | S$459,000 | 41 |
| 19 TO 21 | S$727,000 | 5 |
| 22 TO 24 | S$768,000 | 7 |
| 25 TO 27 | S$798,000 | 7 |
| 31 TO 33 | S$807,500 | 6 |
| 34 TO 36 | S$808,000 | 7 |
How flat age changes the price
Comparing per-square-metre value strips out unit size. 3-Room flats built in the 2020s trade at S$12,059 psm, against S$5,654 psm for 1960s stock. Newer flats carry more remaining lease, which the market prices in.
| Built | Median per sqm | Sales |
|---|---|---|
| 1960s | S$5,654 psm | 124 |
| 1970s | S$5,602 psm | 426 |
| 1980s | S$6,908 psm | 126 |
| 2010s | S$11,000 psm | 69 |
| 2020s | S$12,059 psm | 71 |
Prices by flat model
Most 3-room resales in Toa Payoh are Improved flats (503 sales, median S$373,000). Model A units command the top of the range at S$748,000.
| Model | Median price | Sales |
|---|---|---|
| Improved | S$373,000 | 503 |
| Model A | S$748,000 | 200 |
| Standard | S$344,388 | 79 |
| New Generation | S$431,000 | 30 |
| Simplified | S$647,500 | 6 |
Most-traded blocks
The blocks with the most 3-room resale activity give the clearest read on what buyers are actually paying, because each has enough sales to form a reliable median.
| Block | Median price | Sales |
|---|---|---|
| 195 KIM KEAT AVE | S$338,000 | 27 |
| 118A ALKAFF CRES | S$810,000 | 23 |
| 263 TOA PAYOH EAST | S$742,500 | 18 |
| 116 LOR 2 TOA PAYOH | S$410,000 | 17 |
| 262 TOA PAYOH EAST | S$731,000 | 16 |
| 13 LOR 7 TOA PAYOH | S$340,000 | 15 |
| 173 LOR 1 TOA PAYOH | S$355,888 | 15 |
| 101A BIDADARI PK DR | S$820,050 | 14 |
Source: HDB resale transaction records. Medians shown for blocks with the most recent sales.
Frequently asked questions
How much does a 3-room HDB flat cost in Toa Payoh?
The median 3-room HDB resale price in Toa Payoh is S$388,000, based on 822 recent transactions. Prices range from S$280,000 to S$945,000 depending on floor level, remaining lease, flat model, and exact block.
Does floor level affect 3-room prices in Toa Payoh?
Yes. 3-Room flats on higher floors (34 TO 36) sell for a median of S$808,000, versus S$360,000 on lower floors (01 TO 03). That is a 124% premium for height.
Are newer 3-room flats in Toa Payoh more expensive?
Per square metre, 3-room flats from the 2020s trade at S$12,059 psm, compared with S$5,654 psm for 1960s stock, a 113% premium for the longer remaining lease.
Which blocks have the most 3-room resale activity in Toa Payoh?
Over the recent window, 195 KIM KEAT AVE recorded the most 3-room resales (27), at a median of S$338,000. Block-level medians vary with floor, unit size, and lease.